Whether you travel a lot or a little, you know that your expenses aren’t limited to airfare, hotels food and excursions. Getting to and from your home airport can get pricey.
Of course, there are always cabs, Lyft, Uber and even shared airport transfer services, but what if you want to drive your own car? Not only is it convenient, but it can be cost-effective as well. That’s especially true if you travel with any frequency, as most airport parking companies run their own loyalty programs — a...
The task is even harder than it seems. As soon as you settle on what type of car you want, new questions pop right up. Should you pay cash, finance or lease? Crossover, hatchback, or SUV? Electric, hybrid or diesel?
It’s enough to send anyone’s head spinning out of control. We’ll help you take a deep breath and dig into the matter methodically. First, it’s all about deciding what you want and then coming to terms with what you need. And you have to reconcile these two with what you can afford.
Ever since the Tesla Roadster debuted in 2008, the Fremont, Calif.-based electric automaker has been shaking up the auto industry in massive ways. The Roadster was followed by Models S and X and, most recently, the more affordable Model 3.
Tesla is immensely popular with auto enthusiasts and is beloved by its customers as well, recently earning the top spot in the 2017 Consumer Reports Annual Owner Satisfaction Survey, which surveyed people who have owned their vehicles for at least three yea...
How to save money in college is a question most students will ask more than once during their time at school. College is a time of discovery, building new connections and personal growth.
However, it can also be a time of great stress, particularly when you need to manage your own personal finances. You want to focus on your studies, but that’s easier said than done when you’re always concerned about paying for personal and college expenses. Education is not just about learning from textbooks anymore — it can also be about learning to manage student loans and living expenses.
While most people don’t have a choice as to whether they’ll pay taxes or not, you can certainly choose how you want to pay your tax bill. Using a regular checking account is not only the most traditional and easiest route but it is also, most importantly, free. You can also use other methods, too, such as a debit card, wire transfer and even cash. And, yes, you can even pay taxes with a credit card.
Using the latter option — a credit card – to pay your taxes might sound potentially lucrative.
According to a Gallup survey, only 31% of U.S. adults between ages 18 and 29 have invested in the stock market between 2009 and 2017, which is 11% less than in the previous eight years. That lack of activity can become a potential source of regret as people grow older. Many stock market investors wish they had begun investing much earlier.
But how early is too early? Should you wait until your kids turn into young adults and become smart investors before starting their own portfolios?
Perhaps not, says Neale Godfrey, a weekly Forbes and Huffington Post contributor and author of 27 books.
Black Friday, the day after Thanksgiving Day, is not only one of the most important retail days of the year: It’s also become something of a national sport. Shoppers form lines early, brave all kinds of weather and, on occasion, tolerate the aggressive behavior of other shoppers in hopes of scoring supposedly huge discounts. So is Cyber Monday comparable, or better?
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Aside from also bringing big sales, Cyber Monday is the exact opposite of Black Friday. Shoppers still often pr...
When it comes to money management, the question still persists: cash or credit? Credit card advantages range from trivial conveniences like carrying less cash to crucial goals like building credit. Depending on your priorities, some perks may help you more than others, so let’s break down the types of benefits and what perks fit into each category so you won’t miss out.
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HOW TO BUILD CREDIT WITH A CREDIT CARD
Improve your credit score by paying for items and serv...
So, you’re a first time credit card holder. Congratulations! Welcome to a whole new world of convenience, opportunity, and, yes, manageable risk. The key to happy cardmembership is to know what you’re doing from the start. Here are five tips for the first time credit card holder.
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1. You don’t have to carry a balance.
One of the most persistent credit card myths is that using a credit card means racking up credit card debt, but this isn’t true with responsible ...
One common belief is that you can’t get a credit card without a credit history, but the truth is, people with no or little credit history get credit cards all the time.
The first thing you need to do is to evaluate your current credit situation. Start by checking your FICO® Credit Score; you may already have a decent credit score without knowing it, and if not, you may still have options. Qualifying for a starter credit card may be easier than you think.
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If you carry a balance on a high interest rate credit card, you may occasionally ask yourself where your money is going. Even though you diligently make payments every month, one day you realize that it will take years to pay off your debt because so much of the payment is going toward interest charges.
Then you remember you’ve heard about something called balance transfer and how it can help you pay off your debt faster. Transferring a balance to a low-interest card can be a...
If you’ve just started building your credit, it may feel like a catch-22: It’s tough to get credit without already having a good score, and you can’t get a good score without showing that you can handle credit.
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How do you deal with this conundrum? You start slowly, just like everyone else. There are two major types of loans: revolving lines of credit and installment loans. While both types are reflected in your FICO® Credit Score, you don’t have to obtain both types of loans ...
It may be an under-publicized fact, but some credit cards are harder to get than a mortgage. There are a slew of so-called “elite” or “premium” credit cards that are conditioned on excellent credit.
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When you get to the point where your credit history is so good that you can apply for and get any credit card on the market, you may unexpectedly find yourself in a conundrum. With so many credit cards to choose from, which one is the one with your name on it?
Do you know that you can use your Discover it® card or Discover it® Miles card to shop at Amazon.com? You can link your Amazon.com and Discover accounts and pay for your purchases automatically at a 1:1 ratio. It’s one of the great ways a credit card with rewards can bring more value to your shopping.
First, you will need to link your Discover credit card to your Amazon.com account. Go to the Amazon “Cashback Bonus from Discover” page and click “Get Started.”
You will see the Amazon Sign In p...
When you are looking for a start-up credit card, you are looking for not only a convenient payment method, but also a tool to help establish your credit. When you use your credit card responsibly, it can help with your credit history.
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The right start-up credit card option depends on where you are in your credit journey. Are you a student? Do you have some negative events on your credit history, and you want to rebuild your credit? By knowing what bucket you fa...